One of the undisputed qualities of this country is the strength, vitality and diversity of its financial services sector This is all very good for the economy at large, but for the individual investor the sheer diversity of the available avenues for investment can be a problem in itself

When you want advice about making the most of your money – ensuring that it works as hard as it can for you – then you will almost certainly want that advice to be independent, completely knowledgeable about all the financial products available, and for it to be advice that sets out the options so that you can make an informed decision, rather than be cajoled or persuaded into taking someone else’s preferred approach