It seems that the highest risk of being burgled is when you're a student If your youngster is leaving for college life, here are some pointers to help them stay secure

UK residents are not legally required to take out home insurance, but it's a risky business if you don't If money is no object then we suppose it's up to the individual to decide where their priorities lie - but how many people are in that position

You can write your own will by buying a will form from a stationery store You can then set about making out the will

When the sun is shining and the kiddies have the paddling pool out, winter storms are a long way from most people's thoughts Not just winter, either, as the August storms of just a few years ago caused absolute havoc

Some-one said you're never more than a certain distance away from a rat I can't remember what the distance was, or who actually said it, but I certainly don't like to think about it

The cost of private health insurance varies widely, according to the plan chosen From simple cash plans, which mean routine health check ups are covered, through to fully comprehensive care, it's all there - at a price

How are you fixed for life insurance - do you have enough The answers probably no, as there's evidence that there’s a very big shortfall between the amount we have - and what we really need

House prices rose dramatically in recent years It's also true to say that things have calmed down a little now, but we have some worryingly high unemployment figures, which balance this

Most insurance companies offer whole of life policies These are policies which give you a guarantee that the sum assured on the death of an insured person will be paid in full to your beneficiaries

Failure to leave a will can cause all sorts of problems for those you leave behind It ensures that your wishes will be carried out and avoid any doubt about who gets what