Jake Barnes
ConsumerFinanceReport.com features articles, guidance, and commentary on a variety of personal finance topics, including mortgage refinancing.
Articles by this Author
Debt consolidation - what is it and how does it work?
- By Jake Barnes
- Published 05/16/2010
- Finances
- Unrated
Do you find it confusing or frustrating to keep track of monthly payments for credit cards, installment loans, or other debts Tired of paying excessive interest rates on the balances you owe
Understanding home equity lines of credit
- By Jake Barnes
- Published 03/5/2010
- Finances
- Unrated
For many homeowners looking to free up money for a home renovation, a vacation, a child's tuition, or a business investment, a home equity line of credit can be a viable option Borrowing against the equity of your home can be an effective way to make the most of the money you’ve already invested in your property
Discount auto insurance – a guide to finding low cost premiums
- By Jake Barnes
- Published 02/19/2010
- Finances
- Unrated
Finding affordable auto insurance coverage is a common objective for many drivers Tough economic times have only served to place a greater urgency on this need as consumers struggle to find ways to save money
Payday loans - are they a ripoff?
- By Jake Barnes
- Published 02/13/2010
- Finances
- Unrated
If you have no access to credit and need a quick loan, you may consider a payday loan The idea sounds attractive: the lender deposits up to $2,000 into your bank account and the loan is automatically repaid from your next paycheck
Explaining the difference between term and whole life insurance
- By Jake Barnes
- Published 01/30/2010
- Finances
- Unrated
Life insurance is touted as a necessity for anyone with a family to support or a business to protect It’s also recommended for those who wish to leave an inheritance to someone
Tips on finding affordable auto insurance
- By Jake Barnes
- Published 01/30/2010
- Finances
- Unrated
In most states, auto insurance is required in order to own a car But despite its ubiquity, premiums vary widely depending on the kind of coverage, the amount of coverage, the pricing of individual insurance companies, and the make, model and age of your car
Can i negotiate credit card debt reduction?
- By Jake Barnes
- Published 01/5/2010
- Finances
- Unrated
Even though credit card companies are tightening their access to consumer credit, plenty of cardholders have found themselves with too much credit card debt Now they need to settle their debt with the credit card issuer and start over
What are the pro's and con's of refinancing
- By Jake Barnes
- Published 12/25/2009
- Finances
- Unrated
Over the last 10 years mortgage rates have consistently been at historically low levels This resulted in a level of mortgage refinancing activity never seen before
Which is worse: bankruptcy or foreclosure
- By Jake Barnes
- Published 12/25/2009
- Finances
- Unrated
Like many Americans, you may be swamped in debt You are behind in your mortgage payments and your lender has sent you a notice of foreclosure
How to file bankruptcy
- By Jake Barnes
- Published 12/18/2009
- Finances
- Unrated
Perhaps you have lost your job or have mounting medical bills, but you just can't keep ahead of your creditors You wonder whether filing for bankruptcy can be a viable solution and allow you to get your life back on track


